A prepaid card is an alternative banking product that only lets you spend the money you load onto the card. Unlike traditional debit cards, however, you don't need a bank account to use a prepaid card.
BankIT prepaid card is a reloadable prepaid card which means you can spend up to the value placed on the card. It can be used anywhere where Rupay cards are accepted. Each time you make a purchase, the amount of that purchase is automatically deducted from the card.
You can check your balance through our cardholder BankIT Pay app, through SMS, or by calling customer support number.
Your card can be used to make online and store purchases at any of Rupay debit locations and to obtain cash at the ATM.
A cardholder can load and reload the funds in his card through the BankIT cardholder app which accept all payment gateways such as debit card, credit card, net banking , UPIs.
In case of corporate card , loading and reloading is as per the organization instructions. It is not possible for corporate cardholders to request a reload.
Your Prepaid card is valid for 3 years. The same is available on the front view of your card.
No, BankIT prepaid card can be used in India only.
You may also register your feedback / complaints by calling us on our customer care number or write to us through the email address: cardsupport@bankit.in . Alternatively, you can drop in your message query at this link https://bankitcards.com/contact
Yes, ATM withdrawal is available, but applicable charges will be levied.
Yes, Card balance cannot be more than ₹ 200000/- at any given point of time for full KYC customers.
Yes, you are allowed to change your Prepaid card PIN in the Cardholder App or call the Customer Care number for re-issuance of the PIN.
In case your card is lost or stolen, immediately call the Phone Banking number mentioned on the backside of your card and report the loss of your card.